Month: October 2014

Some Frighteningly good advice on tyres !

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My favourite time of the year is fast approaching with Halloween, Guy Fawkes and Christmas. However what many people might not know is that October is also Tyre safety Month. Tyre safety is one of the most important areas of  basic car maintenance even more so with the cold wet autumn weather setting in

Your tyres are the only part of your car which make contact with the road, your safety when braking and steering depend on them, that’s why I though I would put together some basic points to look out for when checking your tyres:

  • Type of tyre: There are a few different types of tyres your car can have, for example run flats, radial ply whatever type of tyre you use always make sure you do not mix your tyre types.
  • Tyre Pressure: It is important to check your tyre pressure regularly, you can do this at most petrol stations. To find out what your tyre pressure should be check your car’s hand book or if this isn’t available you can look up the info online. It is very important you don’t just guess the right tyre pressure as every car is different.
  • Inspection: Have a look at your tyres, if there are stones in the treads remove them. If the tyres have lumps or bulges have it examined by a tyre specialist straight away, this could be a sign of internal damage to the tyre which can cause a blow out.
  • Watch your tread: Tyre treads are designed to grip the road when wet, so the lower your tyre tread the less effective your tyre becomes ( that is why a longer stopping distance is advised in wet conditions).The legal limit in the UK is 1.6mm but the tyre safety organisation recommend tyres are replaced well before your tyre reaches this level.

This short video below highlights some the areas I have covered, also if you would like further info the tyre safe website is great for this:

http://www.tyresafe.org/tyre-safety/tyre-safety-information

I hope you find this information helpful.

I speak to a lot of motorists on a daily basis and it always suprises me how many of them do not know the most basic car maintainance information. hope that by highlighting tyre safety month and bringing a bit of attention to it that people will start paying a bit more attention to their tyres as far. As I am concerned tyres are one of the most important parts of your car.

As well as Tyre safety I hope to share some information in other blogs on other areas or car safety and maintenance Having grown up in the car trade you assume that everyone has the basic knowledge on these things . I welcome any feedback on if you found this post helpful and what other topics you would like to see covered.

I hope you all have a frighteningly good Halloween.

Txx

Fact or Fiction ?

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When it comes to car finance there are a lot of Misconceptions regarding who would qualify, for example a lot of people think that if they have been turned down by one lender no one will touch them, or if their partner has poor credit it will affect them. So I thought for my first blog I would cover some of  the questions I am asked frequently regarding this:

Q: “Can I apply if I have been turned down by other lenders?”

A: yes there are many different lenders out there who all have different criteria so don’t be put off if you are rejected by one.

Q: “Can I still get finance if I have a bad/poor credit rating ?”

A: As above there are many different types of lenders out there we use lenders who concentrate more on your current affordability rather than a poor credit past.

Q:” I have recently been discharged from bankruptcy/trusteed does this mean I cannot get car finance ?”

A: no you can still apply for car finance as long as your trust deed is finished or you have been discharged from bankruptcy. Although your credit score may be low at this point there are companies out there who specialise in starter finance to re build your credit rating.

Q:” I am self employed do I qualify ?”

A: yes most companies will accept people who are self employed as long as they can provide proof of their income.

Q: “I only work part time would I get car finance?”

A: As long as you work 16 hours or more even if you are in receipt of tax credits etc. you can still qualify.

Q “At what age can you apply for finance?”

A: most finance companies require you to be 21 or over.

Q: ” Can I get finance if I only have a provisional license”

A: it is still possible but most companies require you or your partner to hold full license when you apply for car finance, if you have been declined and cant understand why it could be down to this.

Q: ” I have had CCJS/ county court judgements does this rule me out ?”

A: no again this may mean you have a poor credit rating but there are still companies who will lend .

I hope this answers some questions you have but feel free to contact me direct if you have any of your own through our website: www.eastfieldcarsales.com